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At Calderwood Plumbing and Heating we are delighted to offer you finance, subject to a credit status check, from new kitchens and bathrooms to hot water system upgrades and replacement boiler systems. We understand this is a big undertaking and will make the whole process seamless and stress free.


  • Finance applications can only be made by homeowners.
  • The installation address must match the finance application address, or an address to which you will be moving into and permanently occupying.
  • All of our installers are Gas Safe registered and accredited to ensure that your installation meets current and enforceable Building Regulations.
  • You must be aged over 18.
  • You must hold a bank or building society account.
  • You are a permanent UK resident (and have been living in the UK for at least 12 months).
  • You are in permanent paid employment, self-employed or retired with a pension.
  • You have a good credit history.
Finance Terms Example
  • There are no arrangement fees or early repayment charges.
  • 0% APR for 12 month terms.
  • 9.9% APR Representative for between 36 to 120 month terms.
Representative Example
  • Cash price £1,900.
  • Deposit £0.00
  • Amount of credit £1,900.
  • 120 x monthly repayments of £24.57
  • Total amount payable = £2,948.40
  • Total Interest Payable = £1048.40.
  • Fixed annual interest rate 5.19% | 9.9% APR representative.

The APR (Annual Percentage Rate) is the rate of interest payable of your loan worked out on a yearly basis. The APR you are quoted may vary from the representative rate as it will depend upon the loan amount you borrow. The APR you are offered, if accepted for a loan will vary on individual circumstances and loan amount. The representative APR is the APR that at least 51% of customers are expected to be charged.


We welcome anyone to apply for finance.